Buying power · 2026/27

Edinburgh vs London: Buying Power Compared

Side-by-side take-home after typical 2-bed rent and council tax in Edinburgh (Scotland) and London (England) across four salary levels.

Side-by-side monthly buying power

Salary Edinburgh /mo after rent & CT London /mo after rent & CT Difference
£35,000 £812 £131 +£681 (Edinburgh)
£50,000 £1,589 £1,031 +£558 (Edinburgh)
£75,000 £2,754 £2,242 +£512 (Edinburgh)
£100,000 £3,858 £3,451 +£407 (Edinburgh)

Take-home uses region-correct UK tax bands. Rent is the median 2-bed; council tax is Band D (England methodology).

Key cost deltas

Edinburgh

2-bed rent
£1,450/mo
Council tax Band D
£1,560/yr
Median annual pay
£37,440
Country
Scotland

London

2-bed rent
£2,100/mo
Council tax Band D
£1,950/yr
Median annual pay
£42,900
Country
England

Frequently asked questions

Which has cheaper rent - Edinburgh or London?
Edinburgh has the cheaper typical 2-bed rent at £1,450/month, versus £2,100/month in London - a difference of £650/month or £7,800/year. Figures are ONS Private Rental Prices medians for 2026/27.
Which city has higher median salary?
London has the higher full-time median annual salary at £42,900, versus £37,440 in Edinburgh - a gap of £5,460/year (ONS Annual Survey of Hours and Earnings 2024).
Where does a £50,000 salary go further after rent and council tax?
On £50,000 gross, after typical rent and Band D council tax, you keep £558/month more in Edinburgh. Detailed comparison at four salary levels is in the table above.
Do Edinburgh and London use the same tax system?
No - Edinburgh is in Scotland and London is in England. Different tax bands apply (Scotland has 5 bands, rUK has 3-4). Our take-home figures use the correct region for each city.

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