Buying power · 2026/27
Edinburgh vs London — Buying Power Compared
Side-by-side take-home after typical 2-bed rent and council tax in Edinburgh (Scotland) and London (England) across four salary levels.
Side-by-side monthly buying power
| Salary | Edinburgh /mo after rent & CT | London /mo after rent & CT | Difference |
|---|---|---|---|
| £35,000 | £812 | £131 | +£681 (Edinburgh) |
| £50,000 | £1,589 | £1,031 | +£558 (Edinburgh) |
| £75,000 | £2,754 | £2,242 | +£512 (Edinburgh) |
| £100,000 | £3,858 | £3,451 | +£407 (Edinburgh) |
Take-home uses region-correct UK tax bands. Rent is the median 2-bed; council tax is Band D (England methodology).
Key cost deltas
Edinburgh
- 2-bed rent
- £1,450/mo
- Council tax Band D
- £1,560/yr
- Median annual pay
- £37,440
- Country
- Scotland
London
- 2-bed rent
- £2,100/mo
- Council tax Band D
- £1,950/yr
- Median annual pay
- £42,900
- Country
- England
Frequently asked questions
- Which has cheaper rent — Edinburgh or London?
- Edinburgh has the cheaper typical 2-bed rent at £1,450/month, versus £2,100/month in London — a difference of £650/month or £7,800/year. Figures are ONS Private Rental Prices medians for 2026/27.
- Which city has higher median salary?
- London has the higher full-time median annual salary at £42,900, versus £37,440 in Edinburgh — a gap of £5,460/year (ONS Annual Survey of Hours and Earnings 2024).
- Where does a £50,000 salary go further after rent and council tax?
- On £50,000 gross, after typical rent and Band D council tax, you keep £558/month more in Edinburgh. Detailed comparison at four salary levels is in the table above.
- Do Edinburgh and London use the same tax system?
- No — Edinburgh is in Scotland and London is in England. Different tax bands apply (Scotland has 5 bands, rUK has 3-4). Our take-home figures use the correct region for each city.