Buying power · 2026/27
Edinburgh vs London: Buying Power Compared
Side-by-side take-home after typical 2-bed rent and council tax in Edinburgh (Scotland) and London (England) across four salary levels.
Side-by-side monthly buying power
| Salary | Edinburgh /mo after rent & CT | London /mo after rent & CT | Difference |
|---|---|---|---|
| £35,000 | £932 | £21 | +£911 (Edinburgh) |
| £50,000 | £1,708 | £921 | +£787 (Edinburgh) |
| £75,000 | £2,873 | £2,132 | +£741 (Edinburgh) |
| £100,000 | £3,978 | £3,341 | +£637 (Edinburgh) |
Take-home uses region-correct UK tax bands. Rent is the median 2-bed; council tax is Band D. Northern Ireland cities have no Council Tax - the maths uses a typical domestic Rates bill instead (about £1,508/yr for a £150,000 capital-value Belfast home at 2026/27 poundages, Finance NI).
Key cost deltas
Edinburgh
- 2-bed rent
- £1,325/mo
- Council tax Band D
- £1,626/yr
- Median annual pay
- £43,316
- Country
- Scotland
London
- 2-bed rent
- £2,200/mo
- Council tax Band D
- £2,068/yr
- Median annual pay
- £49,816
- Country
- England
Frequently asked questions
- Which has cheaper rent - Edinburgh or London?
- Edinburgh has the cheaper typical 2-bed rent at £1,325/month, versus £2,200/month in London - a difference of £875/month or £10,500/year. Figures are ONS Price Index of Private Rents 2-bed averages.
- Which city has higher median salary?
- London has the higher full-time median annual salary at £49,816, versus £43,316 in Edinburgh - a gap of £6,500/year (ONS Annual Survey of Hours and Earnings 2025).
- Where does a £50,000 salary go further after rent and council tax?
- On £50,000 gross, after typical rent and Band D council tax, you keep £787/month more in Edinburgh. Detailed comparison at four salary levels is in the table above.
- Do Edinburgh and London use the same tax system?
- No - Edinburgh is in Scotland and London is in England. Different tax bands apply (Scotland has 5 bands, rUK has 3-4). Our take-home figures use the correct region for each city.