UK Hourly Rate Calculator 2026/27
Work out UK take-home pay from an hourly rate for 2026/27. Converts to annual, monthly, weekly and net per-hour after tax, NI and pension.
Take-home pay
£24,580
16.0% effective tax rate Income Tax plus employee National Insurance as a percentage of your gross salary. Excludes pension, student loan, and HICBC.
- Monthly
- £2,048
- Weekly
- £473
- Daily
- £95
- Hourly
- £12.60
| Annual gross salary | £29,250 |
|---|---|
| Personal Allowance used | +£12,570 |
| Income Tax | −£3,336 |
| National Insurance | −£1,334 |
| Annual take-home | £24,580 |
Cite or embed - free under CC BY 4.0
How this calculator works
Enter your gross hourly rate and contracted hours per week. We convert that to an equivalent annual salary (rate × hours × 52 weeks), then run the same UK PAYE calculation used on our salary calculator — Income Tax, National Insurance, and any optional pension or student-loan deductions.
Typical UK hourly rates
- National Living Wage (21+): £12.21/h from April 2025.
- NHS Band 3 (experienced healthcare support): ≈ £12.50/h.
- Retail team leader: £12–14/h.
- Experienced nurse (Band 5): ≈ £15.50/h.
- Junior software engineer (London): £20–26/h equivalent.
- Senior contractor (outside IR35, non-PAYE): £40–80/h.
Caveats
- Results assume full-year employment. If you’re term-time or zero-hours, lower the weeks-per-year input so annual tax thresholds apply correctly.
- We don’t apply the UK Apprentice rate automatically — enter your actual hourly rate regardless.
- For PAYE contractors inside IR35, this calculator’s numbers are accurate. Outside IR35 you’ll usually operate through a limited company — see our upcoming contractor calculator.
Related guides
- PAYE Explained — how monthly cumulative coding turns an hourly rate into the right tax each payday.
- National Insurance Explained — the Class 1 rates and thresholds applied to every hour you work.
- Emergency Tax — What to Do — why a new hourly job often lands on BR / 0T and how to fix it fast.
Frequently asked questions
- How do you convert an hourly rate to an annual salary?
- We multiply hourly rate × hours per week × 52 weeks. The default is 37.5 hours (standard UK full-time); you can change this to match your contract.
- What is the UK National Minimum Wage?
- From April 2025 the National Living Wage (21+) is £12.21 an hour. Rates for 18-20 year-olds and apprentices are lower. See gov.uk for the latest schedule.
- Does the calculator account for unpaid leave?
- By default we use 52 weeks, i.e. you're paid every week of the year including annual leave. If you're term-time only (e.g. teaching or zero-hours), set a lower weeks-per-year value.
- Is the tax calculation identical to the salary calculator?
- Yes - we annualise your hourly rate to an equivalent gross salary and run the same UK PAYE calculation (Income Tax + NI + optional student loans + pension sacrifice).
Related calculators
Other UK tax calculators that pair with the Hourly.