Calculator Directory 2026/27
Every UK tax tool on SalaryTax in one place - 61 calculators across PAYE take-home, contractor maths, property tax, statutory pay and business / limited-company tax, plus 37 scenario explainers covering the most commonly-asked tax-rules questions.
PAYE take-home
Salary, hourly rate, pay rises and gross-for-net calculators.
- UK Salary CalculatorTake-home pay calculator for the head term.
- Hourly Rate CalculatorWork out UK take-home pay from an hourly rate for 2026/27. Converts to annual, monthly, weekly and net per-hour after tax, NI and pension.
- UK Pay Rise CalculatorUK pay rise calculator 2026/27 - work out the actual after-tax increase from a salary rise. Surfaces the effective marginal rate where the r…
- UK Gross Salary for Target Take-homeWork backwards from a target UK take-home pay to the gross salary required. Includes the £100k-£125,140 PA-taper effect (62% marginal). 2026…
- UK Tax Code ExplainerEvery UK tax code explained for 2026/27 - a full list of what 1257L, BR, D0, D1, K, 0T, NT and emergency codes mean, and how to fix a wrong …
- Two-Jobs Tax CalculatorUK take-home with two employments for 2026/27. Income Tax uses total, Personal Allowance applies once, NI is per-job - sometimes saving you …
- Student Loan Repayment CalculatorUK student loan repayment calculator for 2026/27. Plans 1, 2, 4, 5 and Postgraduate. Thresholds, 9% / 6% rates, and plan-stacking rules expl…
- Personal Loan CalculatorEstimate the monthly repayment and total interest on a personal loan from the amount, APR and term. Illustrative - enter your own rate.
- UK 60% Tax Trap CalculatorSee the real marginal rate you pay between £100,000 and £125,140 in 2026/27. Personal Allowance tapering produces a 60% effective rate - thi…
Pension and retirement
Workplace and State Pension figures, contribution costs, annual allowance taper, drawdown.
- Pension Contribution CalculatorCalculate your UK pension contributions for 2026/27 - see how much tax relief you actually get and what £100 of pension costs you in take-ho…
- UK Pension Annual Allowance CalculatorUK pension annual allowance 2026/27 - work out how much of the £60,000 you can use given your adjusted income. Models the high-earner taper …
- UK Pension Drawdown CalculatorModel UK flexi-access pension drawdown for 2026/27 - 25% tax-free lump sum, taxable income at marginal rate, MPAA trigger, £268,275 Lump Sum…
- UK State Pension CalculatorUK State Pension forecast calculator 2026/27 - new full rate £241.30/week (35 NI years needed), basic full rate £184.90/week (30 years). Pro…
- Salary Sacrifice CalculatorSee what salary sacrifice really costs for 2026/27 - pension, cycle-to-work, EV lease, childcare vouchers. Tax + NI savings, all four UK reg…
Property and stamp duty
Mortgage affordability + the three UK property-transaction taxes + Council Tax by band.
- UK Mortgage Affordability CalculatorSee how much you can borrow for a UK mortgage in 2026 - income 4×/4.5×/5× scenarios, SDLT/LBTT/LTT by region, first-time-buyer relief, +3pp …
- Mortgage Repayment CalculatorWork out your monthly mortgage payment and total interest from the loan amount, interest rate and term. Illustrative - you set the rate.
- Mortgage Overpayment CalculatorSee how much interest you save and how many years you cut off your mortgage by overpaying - a regular monthly extra, a lump sum, or both.
- Compare Two MortgagesCompare two mortgage deals over a fixed period - monthly payment plus arrangement fee - to see which is cheaper overall and by how much.
- UK Stamp Duty CalculatorUK SDLT calculator for 2026/27 - bands, first-time buyer relief, additional property surcharge (+5%), non-UK resident surcharge (+2%). Effec…
- Scotland LBTT CalculatorScotland LBTT (Land and Buildings Transaction Tax) calculator 2026/27 - bands, First-Time Buyer relief (£175k nil-rate), and Additional Dwel…
- Wales LTT CalculatorWales LTT (Land Transaction Tax) calculator 2026/27 - main residential bands from October 2022 and higher residential rates for additional p…
- UK Council Tax CalculatorCalculate your UK Council Tax by property band and local authority. Bands A-H England and Scotland, A-I Wales. Includes single-person discou…
Business and limited company
Contractor, dividend, Corporation Tax, VAT, CIS, IR35 deemed payment - the LTD-company cluster.
- Contractor Take-home CalculatorCompare UK contractor take-home inside vs outside IR35 for 2026/27. Uses current Corporation Tax and the £12,570 director salary + dividend …
- IR35 Deemed Payment CalculatorCalculate the IR35 deemed payment for 2026/27 - Chapter 8 ITEPA for PSC contractors inside IR35 with small private-sector clients. 5% allowa…
- Dividend Tax CalculatorCalculate UK tax on dividend income for 2026/27. £500 dividend allowance, then 10.75% / 35.75% / 39.35% rates stacked on your total income b…
- UK Corporation Tax CalculatorUK Corporation Tax calculator 2026/27 - 19% small profits rate to £50k, 26.5% marginal effective rate to £250k, 25% main rate above. Models …
- UK VAT CalculatorUK VAT calculator 2026/27 - add VAT to a net price, remove VAT from a gross price, switch between 20% standard, 5% reduced and 0% zero-rated…
- UK CIS CalculatorUK Construction Industry Scheme (CIS) calculator 2026/27 - 20% registered, 30% unregistered, 0% gross-payment status. Deductions apply to th…
- Self-Employed Tax CalculatorUK self-employed take-home for 2026/27 after Income Tax and Class 4 NI (6%). Covers Scotland's six bands; Class 2 voluntary post-2024 reform…
- UK Company Car Tax (BIK) CalculatorUK Company Car BIK tax 2026/27 - EV 4%, PHEV bands by electric range, diesel supplement, Class 1A employer NI. HMRC-verified, instant calcul…
- UK P11D Benefits in Kind (BIK) CalculatorUK P11D / Benefits in Kind tax for 2026/27 - company car, free fuel, private medical and other taxable perks. Marginal-rate aware, Class 1A …
- UK Mileage Tax Relief CalculatorWork out your HMRC mileage tax relief claim at 45p (first 10,000 miles) and 25p above. Cars, vans, motorcycles, bicycles - business miles, 2…
Capital and inheritance
CGT on disposals, IHT on estates.
- UK Capital Gains Tax CalculatorUK Capital Gains Tax 2026/27 - 18% / 24% rates, £3,000 AEA, BADR 18%. Shares, crypto, second homes, business disposals. Post-Oct-2024 rules …
- UK Inheritance Tax CalculatorUK Inheritance Tax 2026/27 - £325k NRB, £175k RNRB, £2m tapering, 40% / 36% rates. Spouse transfer, charity relief. Post-Autumn-Budget-2024 …
- UK Bonus Tax CalculatorUK bonus tax calculator 2026/27 - work out what you keep after Income Tax and NI on a one-off bonus. Compares cash take-home to pension sala…
- Marriage Allowance CalculatorCheck UK Marriage Allowance eligibility for 2026/27 and see your exact household saving (up to £252/year + up to 4 years backdated = £1,000+…
Family and benefits
Statutory pay, Tax-Free Childcare top-up, Universal Credit and redundancy under UK statutory rules.
- Maternity Pay CalculatorCalculate UK Statutory Maternity Pay for 2026/27: 6 weeks at 90% of earnings + 33 weeks at £194.32/week. See paid leave vs a normal working …
- UK Statutory Paternity Pay CalculatorUK Statutory Paternity Pay (SPP) calculator 2026/27 - £194.32 weekly rate or 90% of AWE for up to 2 weeks of paternity leave. Includes the 2…
- UK Statutory Adoption Pay CalculatorUK Statutory Adoption Pay (SAP) calculator 2026/27 - 90% AWE for first 6 weeks, then £194.32/week (or 90% AWE if lower) for up to 33 further…
- UK Shared Parental Pay CalculatorUK Shared Parental Pay (ShPP) calculator for 2026/27 - £194.32 a week or 90% of average weekly earnings, up to 37 weeks shared between paren…
- UK Statutory Sick Pay CalculatorUK Statutory Sick Pay calculator 2026/27 - £123.25 weekly rate, 28-week max, paid from day 1 with no Lower Earnings Limit gate (Employment R…
- Redundancy Pay CalculatorCalculate UK statutory redundancy pay for 2026/27 plus the tax on enhanced packages. First £30,000 is tax-free; anything above is taxed as i…
- NHS Take-Home Pay CalculatorSee your NHS take-home pay by Agenda for Change band and pay point - gross minus Income Tax, National Insurance and NHS pension for 2026/27.
- NHS Annual Leave CalculatorWork out your NHS Agenda for Change annual leave - 27, 29 or 33 days by length of service, plus bank holidays, pro-rated for part-time hours…
- Teacher Take-Home Pay CalculatorSee your teacher take-home pay by pay point - gross minus Income Tax, National Insurance and Teachers’ Pension for the England 2025/26 scale…
- UK Tax-Free Childcare CalculatorWork out the HMRC Tax-Free Childcare top-up for 2026/27. 20% bonus on childcare costs up to £2,000 per child per year (£4,000 disabled), wit…
- UK Universal Credit CalculatorEstimate your monthly Universal Credit award. Standard allowance, child + housing + LCWRA + carer elements, 55% earnings taper, £6k-£16k cap…
Context and inflation
Real-terms purchasing power, cost-of-living, profession median pay.
- UK Inflation CalculatorAdjust any GBP amount between any two years using ONS CPI (series D7BT). See what £100 in 1990 is worth today, what last year's salary was w…
- Salary vs Inflation
- Salary Buying Power
- UK Cost of Living by City
- UK Buying Power Comparison
- UK Salary Abroad
- UK Basket of Goods
- UK Salary by Profession
- UK Pay Statistics
- UK Pay Insights
Tax-rule explainers and scenarios
Topic-specific informational landings - not calculators but in-depth explainers with worked examples computed by the calc engines.
- 60% tax trap (£100k PA taper)
- £100k tax trap - extended
- 40% higher-rate bracket
- 45% additional-rate bracket
- Inside vs Outside IR35
- High Income Child Benefit Charge
- Personal Allowance £12,570
- NI rates and bands
- ISA allowance £20k
- Dividend Allowance £500
- Personal Savings Allowance
- MTD ITSA 2026
- Workplace pension auto-enrolment
- EV salary sacrifice
- Cycle to Work scheme
- Cycle to Work tax savings calculator
- Savings interest tax calculator
- SRT (Statutory Residence Test) day counter
- Salary sacrifice vs Relief at Source
- Apprenticeship Levy
- Tronc and tips tax
- Trivial Benefits £50
- Umbrella vs Limited Company contractor
- PAYE vs Self Assessment
- Tax year end checklist (5 April)
- High earner tax planning checklist (£100k+)
- First-time buyer stamp duty checklist
- UK payslip explained line by line
- 1257L tax code meaning
- BR tax code explained
- 0T tax code explained
- K tax code (K500, K850, K1000)
- D0 and D1 tax codes explained
- NT tax code explained
- Editorial policy
- Corrections log
- Authorship and verification
Popular amount pages
Pre-computed worked examples for the most common queries - jump straight to the calculation for a specific salary, profit, or property price.
Council Tax by local authority (Band D)
70 LAs across England, Scotland and Wales. Each link lands on Band D for that authority; the on-page table covers Bands A-H (or A-I in Wales).
- Birmingham
- Leeds
- Sheffield
- Bradford
- Manchester
- Liverpool
- Bristol
- Wakefield
- Wirral
- Coventry
- Leicester
- Nottingham
- Sunderland
- Newcastle upon Tyne
- Sandwell
- Dudley
- Wolverhampton
- Plymouth
- Stoke-on-Trent
- Derby
- Southampton
- Salford
- Tameside
- Oldham
- Trafford
- Stockport
- Rotherham
- Doncaster
- Barnsley
- Kirklees
- Calderdale
- Kingston upon Hull
- Portsmouth
- Brighton and Hove
- Milton Keynes
- Reading
- Slough
- Medway
- Thurrock
- Southend-on-Sea
- Luton
- Westminster
- Wandsworth
- Kensington and Chelsea
- Camden
- Islington
- Hackney
- Lambeth
- Southwark
- Tower Hamlets
- Newham
- Glasgow
- Edinburgh
- Fife
- North Lanarkshire
- South Lanarkshire
- Aberdeen City
- Aberdeenshire
- Highland
- Dundee City
- Renfrewshire
- Cardiff
- Swansea
- Rhondda Cynon Taf
- Carmarthenshire
- Caerphilly
- Newport
- Wrexham
- Flintshire
- Bridgend
- Neath Port Talbot
Hourly rate at non-standard hours
Per-rate / per-hours landings for hours patterns other than the standard 37.5h week - useful when payslips use 30h, 40h or 48h.
- £7.55/hr × 30h
- £7.55/hr × 35h
- £7.55/hr × 40h
- £7.55/hr × 45h
- £7.55/hr × 48h
- £10/hr × 30h
- £10/hr × 35h
- £10/hr × 40h
- £10/hr × 45h
- £10/hr × 48h
- £12.21/hr × 30h
- £12.21/hr × 35h
- £12.21/hr × 40h
- £12.21/hr × 45h
- £12.21/hr × 48h
- £12.71/hr × 30h
- £12.71/hr × 35h
- £12.71/hr × 40h
- £12.71/hr × 45h
- £12.71/hr × 48h
- £13.9/hr × 30h
- £13.9/hr × 35h
- £13.9/hr × 40h
- £13.9/hr × 45h
- £13.9/hr × 48h
- £15/hr × 30h
- £15/hr × 35h
- £15/hr × 40h
- £15/hr × 45h
- £15/hr × 48h