Cost of living · 2026/27
Liverpool: Cost of Living 2026/27
Among the cheapest rents of any major UK city — typical 2-bed well under £1,000. However Liverpool has one of the highest Council Tax Band D rates in England. Median pay is modest.
At a glance
- Typical 2-bed rent
- £900/mo
- Council Tax Band D
- £2,150/yr
- Median annual pay (FT)
- £32,240
- Population
- 496,000
Note. Historically high council tax because of a large deprived base-rate eligible population and associated precept costs.
Take-home after rent in Liverpool
Monthly take-home for common UK salaries, using England tax rates (our salary calculator), then subtracting typical rent and monthly council tax / rates.
| Gross | Take-home /mo | After rent | After rent + council tax |
|---|---|---|---|
| £32,240 (local median) | £2,228 | £1,328 | £1,149 |
| £50,000 | £3,293 | £2,393 | £2,214 |
| £75,000 | £4,505 | £3,605 | £3,426 |
| £100,000 | £5,713 | £4,813 | £4,634 |
Primary industries in Liverpool
- Logistics (Port of Liverpool)
- Tourism
- Higher education
- Healthcare
- Creative industries