Council Tax Band F in Carmarthenshire: 2026/27 Annual Bill
A Band F property in Carmarthenshire (Wales) pays £3,396 per year in Council Tax before any discount, based on the 2026/27 Band D rate of £2,351 inclusive of all precepts. Band F is fixed at 13/9 of Band D (144.4% of the local Band D rate) by statute, so the multiplier is the same in every billing authority in Wales.
Discount scenarios for Band F in Carmarthenshire
How the £3,396 gross bill changes under the most common UK Council Tax reliefs. The disabled banded-down figure applies under the Disabled Band Reduction Scheme when the property has been adapted for a disabled occupant - the bill is charged as if the property were one band lower.
| Scenario | Annual bill | Monthly (10) | Saving vs gross |
|---|---|---|---|
| Gross bill (2+ adults, no discount) | £3,396 | £340 | £0 |
| After 25% Single Person Discount | £2,547 | £255 | £849 |
| Disabled Band Reduction (banded down) | £2,873 | £287 | £522 |
| 100% all-student exemption | £0 | £0 | £3,396 |
Need a different scenario (severely mentally impaired disregard, Council Tax Reduction, or a mixed-adult household)? The main Council Tax calculator lets you model any combination.
Band F compared with nearby authorities
Same band, four closest Welsh authorities by Band D rate. Useful when comparing offers across council boundaries (the same band can vary by hundreds of pounds depending on the billing authority and its precepts).
| Local authority | Band D (LA) | Band F annual | Difference vs Carmarthenshire |
|---|---|---|---|
| Carmarthenshire (this page) | £2,351 | £3,396 | - |
| Flintshire | £2,376 | £3,432 | +£36 |
| Wrexham | £2,309 | £3,335 | -£61 |
| Rhondda Cynon Taf | £2,289 | £3,306 | -£90 |
| Swansea | £2,238 | £3,233 | -£163 |
All bands in Carmarthenshire
Statutory band ratios applied to Carmarthenshire's published 2026/27 Band D rate of £2,351. If your property is on a different band than F, jump straight to the right row below.
| Band | Ratio | Annual | Monthly (10) | Monthly (12) |
|---|---|---|---|---|
| Band A | 6/9 | £1,567 | £157 | £131 |
| Band B | 7/9 | £1,829 | £183 | £152 |
| Band C | 8/9 | £2,090 | £209 | £174 |
| Band D | 9/9 | £2,351 | £235 | £196 |
| Band E | 11/9 | £2,873 | £287 | £239 |
| Band F (this page) | 13/9 | £3,396 | £340 | £283 |
| Band G | 15/9 | £3,918 | £392 | £327 |
| Band H | 18/9 | £4,702 | £470 | £392 |
| Band I | 21/9 | £5,486 | £549 | £457 |
How Carmarthenshire sets the Band D rate
Council Tax is a property tax administered by your billing authority. Carmarthenshire's published Band D figure for 2026/27 (£2,351) is the sum of every precept that appears on a resident's bill: the billing authority's own charge, the police and crime commissioner precept, fire and rescue, and any parish or town council precept that applies. Every band is a fixed statutory proportion of Band D. England and Wales set these in ninths: Band A is 6/9 of Band D, Band B is 7/9, Band C is 8/9, Band D is 9/9, Band E is 11/9, Band F is 13/9, Band G is 15/9, Band H is 18/9, and Band I in Wales is 21/9.
The valuation date is 1 April 2003 (Wales rebanded in 2003 and added Band I for the most valuable properties). New builds are slotted into a band by analogy with comparable older stock. The Valuation Office Agency (VOA) handles banding decisions and appeals.
The 2026/27 published Band D figures are typically confirmed by individual billing authorities in February or March of the billing year. This page uses the latest confirmed published rate (2026/27) so the underlying provenance is auditable. Most billing authorities raise Band D between 2% and 4.99% year on year (the English referendum cap is 4.99% including the social care precept add-on). When the 2026/27 figures are published this page will be updated during the annual March maintenance window.
Related
- Full Council Tax calculator - change LA, band, household, and discounts.
- Band F across the UK - top 20 authorities at Band F.
- LTT (Wales) - Land Transaction Tax on property purchase.
- Mortgage affordability - factor Council Tax into housing cost.
Frequently asked questions
- How is the Band F bill in Carmarthenshire calculated?
- The Band D rate published by Carmarthenshire for 2026/27 is £2,351 inclusive of every precept on the bill (billing authority, county or upper-tier in two-tier areas, police, fire, and parish where applicable). Band F is fixed at 13/9 of Band D under the Local Government Finance Act 1992, so the Band F annual bill is £2,351 multiplied by 1.444 which gives £3,396 before any discounts.
- Can I get the 25% Single Person Discount?
- Yes, if you are the only adult living at the property as your sole or main residence. The discount cuts the gross bill by 25%, so a Band F household in Carmarthenshire would pay £2,547 per year instead of £3,396. You must apply to Carmarthenshire directly and confirm the position annually. Falsely claiming the discount is a criminal offence under section 14 of the Local Government Finance Act 1992 and councils cross-check claims against the electoral roll.
- What if everyone in the property is a full-time student?
- An all-student household is 100% exempt from Council Tax, so the annual bill drops to £0. To qualify the course must be at least one academic year long, at least 21 hours of study per week, and at a UK university or college recognised by the relevant authority. If a student lives with one non-student adult, the non-student gets the 25% Single Person Discount instead of full exemption.
- Can I pay over 12 months instead of 10?
- Yes. Since 2013 every billing authority in England and Wales must offer 12 instalments on request, and Scottish councils typically do too. For Band F in Carmarthenshire the 10-instalment monthly figure is £340 (April to January) and the 12-instalment figure is £283 (April to March). The annual total is unchanged. Direct debit is usually the cheapest method - most councils charge a small fee for non-direct-debit payment plans.