£12.00 per hour After Tax UK 2026/27
Annual gross: £23,400. Take-home: £20,368 a year (£10.44/hour net) — default 37.5h/week, England, 2026/27. Adjust hours, region, or year below.
Last updated · Tax year 2026/27
| Annual gross salary | £23,400 |
|---|---|
| Personal Allowance used | +£12,570 |
| Income Tax | −£2,166 |
| National Insurance | −£866 |
| Annual take-home | £20,368 |
Take-home pay
£20,368
13.0% effective tax rate Income Tax plus employee National Insurance as a percentage of your gross salary. Excludes pension, student loan, and HICBC.
- Monthly
- £1,697
- Weekly
- £392
- Daily
- £78
- Hourly
- £10.44
Your salary in context
ONS · HMRC · CPI
-
Annual equivalent
£12.00/hour over 37.5h/week is a gross annual salary of £23,400.
-
Net per hour
After Income Tax and NI you actually keep about £10.44 per hour worked — roughly £78.34 per day and £391.68 per week.
-
Monthly take-home
Across a 12-month year that works out to around £1,697 a month.
-
vs UK median hourly
The UK median full-time salary (£37,430) divided by a 37.5-hour week works out to about £19.19/hour. £12.00 is 37% below that.
-
Minimum wage check
£12.00 is below the UK National Living Wage (£12.71/h from April 2026 for 21+). Employers must pay at least that rate.
-
Typical roles
An annualised salary of £23,400 is typical for: NHS Band 3, police constable (starter), customer service team leader.
-
Top tax band
At this rate your highest marginal income-tax band is the Basic rate at 20%.
Frequently asked questions
- How do you convert an hourly rate to an annual salary?
- We multiply hourly rate × hours per week × 52 weeks. The default is 37.5 hours (standard UK full-time); you can change this to match your contract.
- What is the UK National Minimum Wage?
- From April 2025 the National Living Wage (21+) is £12.21 an hour. Rates for 18–20 year-olds and apprentices are lower. See gov.uk for the latest schedule.
- Does the calculator account for unpaid leave?
- By default we use 52 weeks, i.e. you're paid every week of the year including annual leave. If you're term-time only (e.g. teaching or zero-hours), set a lower weeks-per-year value.
- Is the tax calculation identical to the salary calculator?
- Yes — we annualise your hourly rate to an equivalent gross salary and run the same UK PAYE calculation (Income Tax + NI + optional student loans + pension sacrifice).