Salaried GP Salary 2026/27: BMA Range £78,699-£118,759
BMA recommended salaried GP pay range for 2026/27 in England rose to £78,699-£118,759 after the DDRB 54th Report 3.5% uplift (up from £76,038-£114,743 in 2025/26). Salaried GPs (employed by GP partners or PCNs) sit between newly qualified at the bottom of the range and senior or extended-hours GPs at the top.
Typical pay & take-home
- Median gross
- £98,729
- Typical range
- £78,699–£118,759
- Take-home at median
- £67,820
England, no pension applied — use the salary calculator for your scheme.
At the median for this profession, you earn about 153% above the UK full-time median (£39,039), placing you in the top 5% of UK earners.
What influences salaried gp (general practitioner) pay
The BMA range is a recommendation - GP partners are contractually bound under GMS/PMS to apply at least the DDRB uplift each year. Practices ignoring the uplift can have their GMS contract revoked. Specific spine point within the range depends on sessions worked (1 session = 4 hours 10 minutes), experience, and any agreed sessional rate above the recommended floor.
NHS Pension Scheme employee contribution at this salary band is 12.5% (the top tier in 2026/27, applying to all pensionable pay above £67,668). The CARE 2015 scheme accrues 1/54th of pensionable earnings per year. Annual Allowance interactions matter: an established salaried GP earning £110k+ in pensionable income with ANI above £260k crosses into tapered AA territory.
Most salaried GPs earn additional income from out-of-hours work, locum sessions, or private practice on top of the BMA-recommended core. A common pattern is 6-8 NHS sessions/week + 1-2 OOH or locum sessions, pushing total income £15k-£40k above the BMA core range.
Career progression
- GP Registrar (ST3): NHS Band-equivalent £55k-£64k while training.
- Newly qualified salaried GP: £78,699 (2026/27 BMA floor).
- Salaried GP mid-range: £98,729 (midpoint).
- Salaried GP top of range: £118,759 (2026/27 BMA ceiling).
- GP Partner (profit share): typically £110,000-£150,000+ depending on practice size and dispensing status.
- GP with Special Interest (GPwSI) + part-time secondary care role: £130,000-£175,000.
Frequently asked questions
- What is take-home for a salaried GP at the BMA mid-range (£98,729)?
- On £98,729 gross with 12.5% NHS pension, take-home is approximately £58,500-£60,000/year after Income Tax (40% on £48k+ slice above £50,270), NI (8% / 2%), and pension contribution. At £98k income the £100k personal-allowance taper has not started so full £12,570 PA preserved.
- Does the £100k personal allowance taper bite at the BMA top range?
- Yes - the £118,759 top of the BMA range sits in the £100,000-£125,140 taper zone. The PA loses £1 for every £2 above £100k, creating a 60% effective marginal rate on income in this band. Salary sacrifice into NHS AVCs or personal pension is the standard mitigation - pulls ANI back below £100k to restore the full PA.
- How does the 2026/27 dividend rate rise affect GPs with private practice?
- Significant impact. A salaried GP who runs a separate private practice via a Limited company faces the 2026/27 dividend tax rise to 10.75% basic and 35.75% higher (up 2pp at Autumn Budget 2025). Combined with the existing 25% Corporation Tax, the effective extraction cost on private practice profit is now around 48% for higher-rate GPs - compared with around 50% via salary. Crossover almost gone.