Council Tax Band C in Derby: 2026/27 Annual Bill
A Band C property in Derby (England) pays £1,989 per year in Council Tax before any discount, based on the 2025/26 Band D rate of £2,238 inclusive of all precepts. Band C is fixed at 8/9 of Band D (88.9% of the local Band D rate) by statute, so the multiplier is the same in every billing authority in England.
Discount scenarios for Band C in Derby
How the £1,989 gross bill changes under the most common UK Council Tax reliefs. The disabled banded-down figure applies under the Disabled Band Reduction Scheme when the property has been adapted for a disabled occupant - the bill is charged as if the property were one band lower.
| Scenario | Annual bill | Monthly (10) | Saving vs gross |
|---|---|---|---|
| Gross bill (2+ adults, no discount) | £1,989 | £199 | £0 |
| After 25% Single Person Discount | £1,492 | £149 | £497 |
| Disabled Band Reduction (banded down) | £1,741 | £174 | £249 |
| 100% all-student exemption | £0 | £0 | £1,989 |
Need a different scenario (severely mentally impaired disregard, Council Tax Reduction, or a mixed-adult household)? The main Council Tax calculator lets you model any combination.
Band C compared with nearby authorities
Same band, four closest English authorities by Band D rate. Useful when comparing offers across council boundaries (the same band can vary by hundreds of pounds depending on the billing authority and its precepts).
| Local authority | Band D (LA) | Band C annual | Difference vs Derby |
|---|---|---|---|
| Derby (this page) | £2,238 | £1,989 | - |
| Sheffield | £2,233 | £1,985 | -£4 |
| Wolverhampton | £2,229 | £1,981 | -£8 |
| Tameside | £2,257 | £2,006 | +£17 |
| Rotherham | £2,257 | £2,006 | +£17 |
All bands in Derby
Statutory band ratios applied to Derby's published 2025/26 Band D rate of £2,238. If your property is on a different band than C, jump straight to the right row below.
How Derby sets the Band D rate
Council Tax is a property tax administered by your billing authority. Derby's published Band D figure for 2025/26 (£2,238) is the sum of every precept that appears on a resident's bill: the billing authority's own charge, the upper-tier or county precept where the area is two-tier, the police and crime commissioner precept, fire and rescue, and any parish or town council precept that applies. Every band uses the same statutory ratios to Band D - Band A is 6/9 of Band D, Band B is 7/9, Band C is 8/9, Band D is 9/9, Band E is 11/9, Band F is 13/9, Band G is 15/9, Band H is 18/9.
The valuation date is 1 April 1991 (England and Scotland have never rebanded). New builds are slotted into a band by analogy with comparable older stock. The Valuation Office Agency (VOA) handles banding decisions and appeals.
The 2026/27 published Band D figures are typically confirmed by individual billing authorities in February or March of the billing year. This page uses the latest confirmed published rate (2025/26) so the underlying provenance is auditable. Most billing authorities raise Band D between 2% and 4.99% year on year (the English referendum cap is 4.99% including the social care precept add-on). When the 2026/27 figures are published this page will be updated during the annual March maintenance window.
Related
- Full Council Tax calculator - change LA, band, household, and discounts.
- Band C across the UK - top 20 authorities at Band C.
- Stamp Duty (England and NI) - SDLT on property purchase.
- Mortgage affordability - factor Council Tax into housing cost.
Frequently asked questions
- How is the Band C bill in Derby calculated?
- The Band D rate published by Derby for 2025/26 is £2,238 inclusive of every precept on the bill (billing authority, county or upper-tier in two-tier areas, police, fire, and parish where applicable). Band C is fixed at 8/9 of Band D under the Local Government Finance Act 1992, so the Band C annual bill is £2,238 multiplied by 0.889 which gives £1,989 before any discounts.
- Can I get the 25% Single Person Discount?
- Yes, if you are the only adult living at the property as your sole or main residence. The discount cuts the gross bill by 25%, so a Band C household in Derby would pay £1,492 per year instead of £1,989. You must apply to Derby directly and confirm the position annually. Falsely claiming the discount is a criminal offence under section 14 of the Local Government Finance Act 1992 and councils cross-check claims against the electoral roll.
- What if everyone in the property is a full-time student?
- An all-student household is 100% exempt from Council Tax, so the annual bill drops to £0. To qualify the course must be at least one academic year long, at least 21 hours of study per week, and at a UK university or college recognised by the relevant authority. If a student lives with one non-student adult, the non-student gets the 25% Single Person Discount instead of full exemption.
- Can I pay over 12 months instead of 10?
- Yes. Since 2013 every billing authority in England and Wales must offer 12 instalments on request, and Scottish councils typically do too. For Band C in Derby the 10-instalment monthly figure is £199 (April to January) and the 12-instalment figure is £166 (April to March). The annual total is unchanged. Direct debit is usually the cheapest method - most councils charge a small fee for non-direct-debit payment plans.