Council Tax Band D in Derby: 2026/27 Annual Bill
A Band D property in Derby (England) pays £2,306 per year in Council Tax before any discount, based on the 2026/27 Band D rate of £2,306 inclusive of all precepts. Band D is fixed at 9/9 of Band D (100.0% of the local Band D rate) by statute, so the multiplier is the same in every billing authority in England.
Discount scenarios for Band D in Derby
How the £2,306 gross bill changes under the most common UK Council Tax reliefs. The disabled banded-down figure applies under the Disabled Band Reduction Scheme when the property has been adapted for a disabled occupant - the bill is charged as if the property were one band lower.
| Scenario | Annual bill | Monthly (10) | Saving vs gross |
|---|---|---|---|
| Gross bill (2+ adults, no discount) | £2,306 | £231 | £0 |
| After 25% Single Person Discount | £1,730 | £173 | £577 |
| Disabled Band Reduction (banded down) | £2,050 | £205 | £256 |
| 100% all-student exemption | £0 | £0 | £2,306 |
Need a different scenario (severely mentally impaired disregard, Council Tax Reduction, or a mixed-adult household)? The main Council Tax calculator lets you model any combination.
Band D compared with nearby authorities
Same band, four closest English authorities by Band D rate. Useful when comparing offers across council boundaries (the same band can vary by hundreds of pounds depending on the billing authority and its precepts).
| Local authority | Band D (LA) | Band D annual | Difference vs Derby |
|---|---|---|---|
| Derby (this page) | £2,306 | £2,306 | - |
| Manchester | £2,312 | £2,312 | +£6 |
| Wakefield | £2,297 | £2,297 | -£9 |
| Kingston upon Hull | £2,295 | £2,295 | -£11 |
| Trafford | £2,292 | £2,292 | -£14 |
All bands in Derby
Statutory band ratios applied to Derby's published 2026/27 Band D rate of £2,306. If your property is on a different band than D, jump straight to the right row below.
How Derby sets the Band D rate
Council Tax is a property tax administered by your billing authority. Derby's published Band D figure for 2026/27 (£2,306) is the sum of every precept that appears on a resident's bill: the billing authority's own charge, the upper-tier or county precept where the area is two-tier, the police and crime commissioner precept, fire and rescue, and any parish or town council precept that applies. Every band is a fixed statutory proportion of Band D. England and Wales set these in ninths: Band A is 6/9 of Band D, Band B is 7/9, Band C is 8/9, Band D is 9/9, Band E is 11/9, Band F is 13/9, Band G is 15/9, Band H is 18/9.
The valuation date is 1 April 1991 (England and Scotland have never rebanded). New builds are slotted into a band by analogy with comparable older stock. The Valuation Office Agency (VOA) handles banding decisions and band challenges.
The 2026/27 published Band D figures are typically confirmed by individual billing authorities in February or March, before the billing year starts on 1 April. This page uses the latest confirmed published rate (2026/27) so the underlying provenance is auditable.
In England a council that wants a bigger rise than the government's referendum principles allow must hold a local referendum. For 2026/27 a council with social care responsibilities hits that limit at a rise of 5% or more in its own Band D amount (3% core plus 2% for adult social care), so any rise below 5% (in practice up to 4.99%) avoids one; a shire district hits it at 3% or more where the rise is also more than £5, and police, fire and the GLA have cash limits instead. A handful of named councils were allowed more. Each limit applies to one authority's share, not to the whole bill, so a bill made up of several precepts can rise by a different percentage (Referendums Relating to Council Tax Increases (Principles) (England) Report 2026-27, HC 1605, Annex A, checked 2026-10-20).
Related
- Full Council Tax calculator - change LA, band, household, and discounts.
- Band D across the UK - top 20 authorities at Band D.
- Stamp Duty (England and NI) - SDLT on property purchase.
- Mortgage affordability - factor Council Tax into housing cost.
Frequently asked questions
- How is the Band D bill in Derby calculated?
- The Band D rate published by Derby for 2026/27 is £2,306 inclusive of every precept on the bill (billing authority, county or upper-tier in two-tier areas, police, fire, and parish where applicable). Band D is fixed at 9/9 of Band D under the Local Government Finance Act 1992, so the Band D annual bill is £2,306 multiplied by 1.000 which gives £2,306 before any discounts.
- Can I get the 25% Single Person Discount?
- Yes, if you are the only adult living at the property as your sole or main residence. The discount cuts the gross bill by 25%, so a Band D household in Derby would pay £1,730 per year instead of £2,306. You have to apply to Derby for it. If you get a discount by mistake you must tell the council, which can ask you to pay it back and charge a penalty: section 14 and Schedule 3 of the Local Government Finance Act 1992 provide for civil penalties.
- What if everyone in the property is a full-time student?
- An all-student household is 100% exempt from Council Tax, so the annual bill drops to £0. To count as full-time the course must last at least 1 year and involve at least 21 hours of study a week; for a course up to A level taken by someone under 20, at least 3 months and 12 hours a week. If a student lives with one non-student adult, the non-student gets the 25% Single Person Discount instead of full exemption.
- Can I pay over 12 months instead of 10?
- The bill is usually split into 10 monthly payments, and you can ask Derby to spread it over 12 instead. For Band D the 10-instalment figure is £231 a month and the 12-instalment figure is £192 a month, before any discounts. The annual total is unchanged. If you are struggling to pay, contact the council straight away rather than missing an instalment.