£12.71 per hour After Tax UK 2026/27
Annual gross: £24,785. Take-home: £21,364 a year (£10.96/hour net) — default 37.5h/week, England, 2026/27. Adjust hours, region, or year below.
Take-home pay
£21,364
13.8% effective tax rate Income Tax plus employee National Insurance as a percentage of your gross salary. Excludes pension, student loan, and HICBC.
- Monthly
- £1,780
- Weekly
- £411
- Daily
- £82
- Hourly
- £10.96
| Annual gross salary | £24,785 |
|---|---|
| Personal Allowance used | +£12,570 |
| Income Tax | −£2,443 |
| National Insurance | −£977 |
| Annual take-home | £21,364 |
Your salary in context
ONS · HMRC · CPI
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Annual equivalent
£12.71/hour over 37.5h/week is a gross annual salary of £24,785.
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Net per hour
After Income Tax and NI you actually keep about £10.96 per hour worked — roughly £82.17 per day and £410.85 per week.
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Monthly take-home
Across a 12-month year that works out to around £1,780 a month.
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vs UK median hourly
The UK median full-time salary (£37,430) divided by a 37.5-hour week works out to about £19.19/hour. £12.71 is 34% below that.
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Above minimum wage
£12.71 is £0.00 above the April 2026 National Living Wage of £12.71/h (21+).
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Typical roles
An annualised salary of £24,785 is typical for: NHS Band 3, police constable (starter), customer service team leader.
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Top tax band
At this rate your highest marginal income-tax band is the Basic rate at 20%.
Frequently asked questions
- How do you convert an hourly rate to an annual salary?
- We multiply hourly rate × hours per week × 52 weeks. The default is 37.5 hours (standard UK full-time); you can change this to match your contract.
- What is the UK National Minimum Wage?
- From April 2025 the National Living Wage (21+) is £12.21 an hour. Rates for 18-20 year-olds and apprentices are lower. See gov.uk for the latest schedule.
- Does the calculator account for unpaid leave?
- By default we use 52 weeks, i.e. you're paid every week of the year including annual leave. If you're term-time only (e.g. teaching or zero-hours), set a lower weeks-per-year value.
- Is the tax calculation identical to the salary calculator?
- Yes - we annualise your hourly rate to an equivalent gross salary and run the same UK PAYE calculation (Income Tax + NI + optional student loans + pension sacrifice).