Profession: 2026/27

UK Police Officer Salary 2026/27

Federated police pay scales for Constable through Chief Inspector, London weighting, Regional Allowance, Police Pension 2015 contributions, and engine-verified take-home for England and Police Scotland.

Overview of UK police pay

Police officer pay in the United Kingdom is not set on the open market: it is set centrally on a national pay scale that every territorial force in England and Wales applies, with two cost-of-living top-ups (London weighting and Regional Allowance) layered on. Scotland and Northern Ireland have their own pay scales agreed with their respective devolved settlements, but the figures sit within roughly two per cent of the England and Wales spine. The result is that a constable in Devon and Cornwall, Merseyside or Northumbria earns the same base pay as a constable in West Mercia at the same point on the scale, while a constable in the Metropolitan Police or the City of London Police earns a fixed London weighting on top.

The mechanism that sets the annual uplift is the Police Remuneration Review Body, an independent body that takes evidence from the Home Office, the Police Federation, the National Police Chiefs Council and the Association of Police and Crime Commissioners. The PRRB makes a recommendation, the Home Secretary accepts (in full, in part, or not at all), and a Home Office police pay circular is published that sets the new scales for the year starting 1 September. For 2025/26 the Home Office announced a 4.75% consolidated uplift in September 2025. The 2026/27 settlement is expected in the same window and is typically in the 3% to 5% range, tracking pay restraint policy and the wider public sector pay envelope. Pay figures on this page reflect the 2025/26 circular, which remains the most recent published settlement at the time of writing.

Beyond base pay the federated ranks (Constable, Sergeant, Inspector, Chief Inspector) qualify for overtime, unsocial hours premia, on-call allowance, and a number of specialist payments such as Dog Handlers Allowance and Hard-to-Fill Posts payments. Above Chief Inspector the rank structure switches to chief officer pay (Superintendent, Chief Superintendent and senior ranks), which uses different spot rates and is not covered by this page. Police Community Support Officers (PCSOs) sit on a separate, lower scale set locally by each force and are not federated police officers.

Pay scales by rank

All figures are annual gross from the September 2025 Home Office police pay circular, applying the 4.75% consolidated uplift. "Rest of England & Wales" is the standard national scale; "London/Met" includes the London weighting paid by the Metropolitan Police Service and City of London Police.

Police Constable

Seven progression points reached over roughly seven years of service. New recruits join at Point 0.

Spine point Rest of England & Wales London/Met
Point 0 (on appointment) £31,335 £34,280
Point 1 £33,507 £36,452
Point 2 £35,793 £38,738
Point 3 £38,086 £41,031
Point 4 £40,460 £43,405
Point 5 £42,870 £45,815
Point 6 £45,362 £48,307
Point 7 (top of scale) £48,232 £51,177

Sergeant

Four annual increments. Promotion from Constable requires passing the Sergeants Promotion Examination (OSPRE Part I).

Spine point Rest of England & Wales London/Met
Point 1 £50,492 £53,437
Point 2 £52,071 £55,016
Point 3 £53,669 £56,614
Point 4 (top of scale) £55,310 £58,255

Inspector

Three progression points. Inspectors are not eligible for paid overtime under federated rules (their pay reflects the responsibility of out-of-hours availability).

Spine point Rest of England & Wales London/Met
Point 1 £61,761 £64,504
Point 2 £63,869 £66,612
Point 3 (top of scale) £66,958 £69,701

Chief Inspector

Two progression points. Top of the federated pay scales; above this rank, pay is on the chief officer spot-rate framework.

Spine point Rest of England & Wales London/Met
Point 1 £68,396 £71,139
Point 2 (top of scale) £71,211 £73,954

Source: Home Office police pay circulars (September 2025 settlement, 4.75% consolidated uplift). Cross-checked against Police Federation of England & Wales pay tables. Retrieved 2026-05-22.

London weighting and Regional Allowance

Two different supplements address higher housing and commuting costs in and around London. London weighting applies inside the M25, on every spine point and at every rank. The full value is £2,945 a year for officers in the Metropolitan Police Service and the City of London Police, paid as a consolidated, pensionable addition to base pay. The London weighting figures in the table above are the all-in amounts after the weighting is added.

Outside the Met but within commuting distance, seven forces operate a Regional Allowance because their officers face London-adjacent property prices but do not get the London weighting. Surrey, Essex, Hertfordshire, Kent, Bedfordshire, Sussex and Thames Valley each pay a Regional Allowance in the £2,000 to £3,000 a year range. The exact value is set locally by the Police and Crime Commissioner. Regional Allowance is pensionable and consolidated on the same basis as London weighting.

Both supplements are treated as ordinary employment income for tax: they pass through PAYE, attract Income Tax at the marginal rate, employee National Insurance (Class 1), and Police Pension 2015 contributions just like base pay. There is no separate tax treatment that recognises the cost-of-living rationale, so an officer who moves from Greater Manchester to the Metropolitan Police sees the headline £2,945 weighting, but keeps roughly £1,650 of it after a 28% combined Income Tax and NI cut (and pension).

Take-home: England vs Police Scotland

Figures below apply the standard Police Pension Scheme 2015 employee rate of 13.44%, with full PA, no student loan and no other deductions. Computed from our HMRC-verified salary engine. Scottish rates use the 2026/27 Scottish Income Tax bands; National Insurance is set UK-wide.

Rank & point Gross Take-home (England) Take-home (Scotland) Scotland delta
Constable Point 0 - new recruit £31,335 £23,049 £23,088 +£40
Constable Point 5 - 5 years service £42,870 £30,238 £30,201 -£36
Sergeant Point 3 £53,669 £36,968 £36,251 -£716
Inspector Point 2 £63,869 £42,623 £40,967 -£1,656
Chief Inspector Point 2 - top £71,211 £46,309 £44,526 -£1,783

The Scotland take-home is consistently lower from sergeant rank upwards because Scottish Income Tax has a 42% intermediate rate that bites earlier than the rUK 40% higher rate, and a separate 45% higher band starting at £75,000. At constable level the gap is small (the Starter and Basic rates approximately cancel out the slightly higher Intermediate rate); from sergeant point 3 upwards the gap widens to roughly £400 to £700 a year.

Police Pension Scheme 2015

Every serving police officer who joined after 1 April 2015 is enrolled in the Police Pension Scheme 2015, a Career Average Revalued Earnings (CARE) defined benefit scheme. Each year an officer earns a pension of 1/55.3 of their pensionable earnings for that year. The accrued amount is revalued annually in line with CPI plus an additional 1.25% during active service. Normal Pension Age is 60 for the 2015 scheme (against 50 to 55 for the legacy 1987 and 2006 schemes, which were closed to new entrants).

Employee contributions are tiered by salary. The standard rate is 13.44% of pensionable pay. Officers on lower bands pay 12.44% (pensionable pay below approximately £29,000) or 11.44% (very low part-time pensionable pay). The contribution is deducted under the net-pay arrangement, meaning it comes out of taxable pay before Income Tax is calculated. This gives full Income Tax relief at the marginal rate, which is the most efficient pension-tax treatment available. NI relief is not given on net-pay contributions, only Income Tax relief.

The employer contribution is around 31% of pensionable pay (the precise figure is set by the Government Actuary in the quadrennial valuation and changes each cycle). Combined with the employee 13.44%, total contributions to the scheme are roughly 45% of pensionable pay. This is significantly higher than any private-sector defined contribution scheme: a typical workplace DC pension contributes 8% combined. Officers who opt out of the scheme forgo this employer match and the death-in-service lump sum (typically three times pensionable pay) and ill-health early retirement protection.

The McCloud remedy resolved age discrimination in the 2015 transition: members of the 1987 or 2006 schemes who were not transferred to the 2015 scheme on its introduction (because they were within 10 years of retirement age) were retrospectively offered a choice of accruing benefits in their legacy scheme or the 2015 scheme for the remedy period 2015 to 2022. New joiners since 1 April 2022 are all in the 2015 scheme; the McCloud choice applies only to legacy members.

Overtime, allowances and unsocial hours

Federated officers up to and including Sergeant rank are eligible for paid overtime. Overtime is paid at time-and-a-third for hours worked beyond the standard rostered shift, time-and-a-half on rest days (with a minimum four-hour payment), and double time on Bank Holidays and public holidays declared under the police regulations. Inspectors and Chief Inspectors do not receive paid overtime; their pay scales include compensation for out-of-hours responsibility and on-call.

Unsocial hours premium is a percentage uplift on the hourly rate for any duty hours worked between 8pm and 6am, currently 10% of the hourly rate (rising to 20% in some forces operating a higher band). It applies to constables, sergeants and operational inspectors and is paid on the basic shift, not just overtime. Officers regularly working night shifts therefore see unsocial hours payments make up a meaningful portion of monthly pay - sometimes £200 to £500 a month for a constable on regular night-rota duty.

All overtime and allowance income is taxable as ordinary employment income, deducted under PAYE in the month paid. NI applies at the marginal Class 1 rate (8% main rate, 2% above the Upper Earnings Limit). The pension treatment depends on whether the allowance is pensionable: London weighting, Regional Allowance and standard pay are all pensionable, but overtime and most ad hoc allowances are not.

Specialist payments add to gross income for officers in particular roles: Dog Handlers Allowance (£2,820 a year, paid weekly to handlers maintaining a force dog at home), Hard-to-Fill Posts payments (negotiated locally, typically £1,000 to £3,000 to retain officers in critical posts such as digital forensics or armed response), and on-call allowance (£20 to £30 per on-call period at home, varies by force). All are taxable; pensionability varies by item.

Career progression: worked example

A typical territorial-force career might run Constable point 5 at year five, promote to Sergeant point 3 around year ten, and reach Inspector point 2 around year fifteen. Take-home figures below use England 2026/27 rates with the standard 13.44% Police Pension 2015 contribution.

Rank & point Gross Income Tax NI Pension (13.44%) Annual take-home Monthly
Constable Point 5 £42,870 £4,908 £1,963 £5,762 £30,238 £2,520
Sergeant Point 3 £53,669 £6,777 £2,711 £7,213 £36,968 £3,081
Inspector Point 2 £63,869 £9,546 £3,116 £8,584 £42,623 £3,552

The PC point 5 to Sergeant point 3 step adds roughly £10,799 gross but only £6,730 take-home - the difference is Income Tax at 20% to 40%, NI at 8% to 2%, and the 13.44% pension contribution applied to the higher base. Sergeant point 3 to Inspector point 2 adds £10,200 gross / £5,655 take-home, with the marginal pound taxed at 40% Income Tax (the gross figure sits above the £50,270 higher-rate threshold).

Comparison vs similar roles

A new-entrant constable on £31,335 sits just above the UK median full-time salary (£37,430 for full-time employees per ONS ASHE 2024) at the lower end, and a top-of-scale constable at £48,232 is comparable to a senior nurse (Agenda for Change Band 7 mid-point) or a teacher on the upper pay range. A sergeant at £55,016 (point 4) is in the same band as an experienced civil servant Grade 7 or a senior NHS Band 8a manager. Inspectors at £66,958 (point 3 top) reach a level on par with mid-career consulting and senior software engineering roles.

Where police pay differs sharply from private-sector roles at the same gross level is the pension: 13.44% employee plus around 31% employer in the 2015 scheme is roughly five to six times the typical private-sector workplace pension contribution. A constable on £42,870 effectively receives an additional £13,000 a year in deferred employer pension contribution, which does not appear on the payslip but accrues toward a guaranteed inflation-linked retirement income.

Frequently asked questions

How much does a UK police officer earn in 2026/27?
A police constable on the standard England and Wales scale starts at £31,335 outside London and progresses to £48,232 at point 7 over seven years. Metropolitan Police constables get a London weighting on top, taking the starting point to £34,280. Sergeants, Inspectors and Chief Inspectors earn between £50,000 and £74,000 depending on rank and scale point.
Who sets police officer pay?
The Police Remuneration Review Body (PRRB) makes annual recommendations on pay and conditions for ranks up to Chief Superintendent in England and Wales. The Home Secretary then publishes a Home Office circular setting the new scales, which apply from 1 September each year. For 2025/26 the Home Office accepted a 4.75% uplift.
Does the Met pay more than other forces?
Yes. The Metropolitan Police pays a London weighting of around £2,945 on every scale point, on top of the national pay scale. The City of London Police pays the same weighting. Forces around London - Surrey, Essex, Hertfordshire, Kent, Bedfordshire, Sussex and Thames Valley - pay a Regional Allowance (typically £2,000 to £3,000 a year) to compensate for higher housing costs near the capital.
How is take-home pay calculated for police officers?
Take-home is gross pay minus Income Tax, employee National Insurance (Class 1) and Police Pension Scheme 2015 contributions. The pension is a net-pay arrangement, so the contribution comes out of taxable pay before Income Tax is calculated - giving full tax relief at the marginal rate. A constable on £42,870 with the 13.44% standard pension rate keeps approximately £29,500 a year in England.
What is the Police Pension Scheme 2015?
The Police Pension Scheme 2015 is a Career Average Revalued Earnings (CARE) defined benefit scheme. Standard employee contribution is 13.44% of pensionable pay (lower bands of 12.44% and 11.44% apply at lower salaries). The accrual rate is 1/55.3 of pensionable earnings each year, revalued in line with CPI. Normal Pension Age is 60.
Do Scottish police officers pay more tax?
Police Scotland officers pay Scottish Income Tax, which has six bands and higher rates above £43,663 than the rest of the UK. A sergeant on £55,016 takes home around £450 to £600 less per year in Scotland than England at the same gross, mainly due to the 42% intermediate and 45% higher rates. National Insurance is set UK-wide and is unaffected.
How does police overtime get taxed?
Overtime is fully taxable as employment income. It is paid at time-and-a-third for ranks up to Chief Inspector on standard duties, time-and-a-half on rest days, and double time on public holidays. Tax and NI are deducted under PAYE in the month the overtime is paid, which sometimes triggers a higher marginal rate in a high-overtime month - but this evens out over the tax year.
What is the Competence Related Threshold Payment (CRTP)?
CRTP was abolished for new applications in 2014 but legacy officers who already qualified retain the £1,212 a year top-up at the top of the constable pay scale. It does not apply to new joiners or to officers who progressed past point 7 after the abolition date.
What allowances do police officers get on top of base pay?
Common additions include London weighting (Met, City of London), Regional Allowance (Home Counties forces), Dog Handlers Allowance, Hard-to-Fill Posts payments, on-call allowance, and unsocial hours premium (10%-20% uplift on hours worked between 8pm and 6am). All are taxable as employment income and treated as gross pay for pension contribution purposes if pensionable.
Can police officers join a defined contribution scheme instead?
No. The Police Pension Scheme 2015 is the only occupational pension available to serving officers. You can opt out, but only legacy 1987 and 2006 scheme members were able to remain in those schemes (subject to the McCloud remedy). Officers who opt out lose the employer contribution (currently around 31% of pensionable pay) and the death-in-service cover.

Sources

Use this calculator

Copy a citation linking back to this page. Attribution required under CC BY 4.0.

Plain text
 
HTML
 
Markdown
 

Paste an iframe into your blog or page. Free for any use; the embed shows a small "Powered by salarytax.uk" link.

Basic embed
<iframe
  src="https://salarytax.uk/embed/salary-calculator"
  width="100%"
  height="920"
  frameborder="0"
  loading="lazy"
  title="UK Salary Calculator by SalaryTax"
  style="border: 1px solid #e0e0e0; border-radius: 4px;"
></iframe>
Compact embed
<iframe
  src="https://salarytax.uk/embed/salary-calculator-compact"
  width="100%"
  height="380"
  frameborder="0"
  loading="lazy"
  title="UK Salary Calculator (compact) by SalaryTax"
  style="border: 1px solid #e0e0e0; border-radius: 4px; max-width: 560px;"
></iframe>

Full embed docs and live preview →